Risk Management Activity
aware of the importance of managing
eight categories of risk through units
risk management. Those risks
include credit risk, operational, market,
liquidity, strategic, reputation, legal and
compliance.
Credit risk exposure is managed by BCA
macro approach through
granting credit limits to ensure
diversified loan portfolio in the sectors
industry or market segment.
Management of credit risk on the scale
micro-analysis conducted by the Division
Credit risks are independent under
Director who supervises the management of
risk. Loans that are mass-managed
based portfolio through programs
product and risk scoring system
centralized. Systems, procedures and
computer applications constantly risk scoring
tested and refined to ensure
assessment and monitoring of credit risk
accurate. In 2007, we have completed
improve application Business Credit
Origination System to accelerate
SME credit process and improve
oversight capability.
